Contribute to a Health Savings Account!!

If you have a qualifying high-deductible health plan

for 2021 you can put up to Rs.3,600 in an HSA

if you have self-only coverage or Rs.7,200

if you have family coverage (plus Rs.1,000 in catch-up contributions for those who are 55 and older)

Pretax (or tax-deductible) money goes into the account, it grows tax-deferred, and you can withdraw the funds tax-free for eligible medical expenses.